Note: When enrolled in TRICARE Reserve Select (TRS), TRICARE Retired Reserve (TRR), TRICARE Young Adult (TYA), or the Continued Health Care Benefit Program (CHCBP), Group A beneficiaries follow Group B deductibles and applicable copayments or cost-shares. TRICARE PRIMEĀ® (JAN. 31, 2021) Includes TRICARE Prime, TRICARE Prime Remote, the US.
- Copayments and cost-shares are subject to change at the beginning of each calendar year.
- Copayments are per occurrence or per visit.
- Cost-shares are a percentage of the contracted rate for network providers and the maximum TRICARE allowable for non-network providers on certain types of services.
- Beneficiaries have an out-of-pocket maximum for covered medical expenses; this is known as the catastrophic cap.
- Point of Service cost-shares and deductibles may apply to TRICARE Prime and TRICARE Prime Remote beneficiaries (excluding active duty service members).
- Note: When enrolled in TRICARE Reserve Select (TRS), TRICARE Retired Reserve (TRR), TRICARE Young Adult (TYA), or the Continued Health Care Benefit Program (CHCBP), Group A beneficiaries follow Group B deductibles and applicable copayments or cost-shares. TRICARE PRIMEĀ® (JAN. 31, 2020) Includes TRICARE Prime, TRICARE Prime Remote, the US.
- Testing copayment waiver: Retroactive to March 18, 2020, TRICARE will waive copayments/cost-shares for medically necessary COVID-19 diagnostic and antibody testing and related services, and office visits, urgent care or emergency room visits during which tests are ordered or administered.
Important Note: Active duty service members do not have any out-of-pocket costs for care.
2021 Costs
Active Duty Family Members | Retirees and Their Family Members | TRICARE Reserve Select (TRS) | TRICARE Retired Reserve (TRR) | TRICARE Young Adult (TYA) |
---|---|---|---|---|
Enlisted before 01/01/18 | Enlisted before 01/01/18 | All | All | All |
Enlisted on or after 01/01/18 | Enlisted on or after 01/01/18 |
2021 Cost Information by Benefit
Detailed information on copayments and cost-shares is listed below by benefit. You can also view this information using the cost links in our Benefits A-Z list.
Pharmacy
Mental Health
Active Duty Family Members | Retirees and Their Family Members | TRICARE Reserve Select (TRS) | TRICARE Retired Reserve (TRR) | TRICARE Young Adult (TYA) |
---|---|---|---|---|
Enlisted before 01/01/18 | Enlisted before 01/01/18 | All | All | All |
Enlisted on or after 01/01/18 | Enlisted on or after 01/01/18 |
Covered Services
Learn more about what we cover -including health, dental, and pharmacy.
TRICARE covers emergency care to include professional and institutional charges and services and supplies that are ordered or administered in an emergency department.
Call 911 or Go to the Emergency RoomThe hospital department that provides emergency services to patients who need immediate medical attention.
Make sure you go to an emergency room. Urgent care clinics offer quick walk-in services without an appointment, but these facilities are not considered to be 'emergency rooms.' If you go to an urgent care clinic, make sure you follow your plan's rules for getting urgent care.
Enrolled in TRICARE Prime?
If you're enrolled in a TRICARE Prime plan, contact your primary care manager within 24 hours or the next business day after you receive emergency care.
What is an Emergency?
Examples of emergencies include:
- No pulse
- Severe bleeding
- Spinal cord or back injury
- Chest pain
- Severe eye injury
- Broken bone
- Inability to breathe
See the chart below for more information.
Tricare Select Urgent Care
Type of Emergency | Description |
---|---|
Medical | The sudden and unexpected onset of a medical condition or the acute exacerbation of a chronic condition that is:
|
Maternity | A sudden unexpected medical complication which puts the mother or baby at risk |
Psychiatric | When the patient is at immediate risk of serious harm to self or others as a result of mental disorder and requires immediate continuous skilled observation at the acute level of care.*
*Based on a psychiatric evaluation performed by a physician or other qualified mental health care professional with hospital admission authority. |
This list of covered services is not all inclusive. TRICARE covers services that are medically necessaryTo be medically necessary means it is appropriate, reasonable, and adequate for your condition. and considered proven. There are special rules or limits on certain services, and some services are excluded.
Last Updated 6/18/2020
Find a Doctor
Tricare Urgent Care Policy
Prescriptions
Vision
Mental Health Therapeutic Services